By SDA Listings Editorial · 21 July 2026 · 7 min read
The split, in one paragraph
Specialist Disability Accommodation (SDA) is capital funding: the NDIA pays the building owner an annual amount per bedroom for a suitably built or modified home. Supported Independent Living (SIL) is support funding: the NDIA pays a support provider to roster workers who assist you daily. They are two separate line items in a plan and two separate agreements you sign.
Where to search each
- SDA Listings — search Specialist Disability Accommodation vacancies across Australia.
- SIL Connect — search Supported Independent Living vacancies and providers.
A typical decision path
- Confirm your funding. Check your NDIS plan for SDA and SIL amounts (and the design category and support ratio).
- Anchor on location. Draw a radius around family, day programs and preferred hospitals.
- Shortlist SDA homes. Use SDA Listings to find 3–5 suitable properties in your category and building type.
- Line up SIL. For each home, either use the incumbent SIL provider or compare alternatives on SIL Connect.
- Sign in order. Sign the SDA occupancy agreement, then the SIL service agreement. Never sign SIL before SDA is confirmed.
Choice and control
Because SDA and SIL are separate, you can switch SIL providers without moving home, and you can move home without losing your SIL workers (subject to their coverage area). This is why we recommend treating them as parallel decisions, using the coordinator workspace on SDA Listings and the provider directory on SIL Connect.
Reasonable rent contribution and other costs
SDA participants also pay a Reasonable Rent Contribution and Commonwealth Rent Assistance towards rent — separate from SIL. Read reasonable rent contribution for the numbers.
Cross-links to explore
Compare our SIL vs SDA overview, then head to SIL Connect when you are ready to search Supported Independent Living options.
Frequently asked questions
- Can I have SIL without SDA?
- Yes. Most SIL participants live in mainstream rental housing, not SDA. SIL only funds the support workers.
- Can I have SDA without SIL?
- Yes. Some SDA participants use Home and Community Care, drop-in supports or informal family supports rather than SIL.
Related pages
Finding SIL vacancies across Australia: a state-by-state guide
Where to look for Supported Independent Living vacancies in each state — and how to use SIL Connect to search efficiently.
Choosing a SIL provider: a 12-point checklist
Twelve practical questions to ask before signing a SIL agreement — plus where to compare Supported Independent Living providers online.
SIL Connect: how to find Supported Independent Living homes in Australia
SIL Connect is Australia's dedicated marketplace for Supported Independent Living. Here is how to search homes, compare providers and enquire.
